Ditch your debit card? Ha ditch your credit card!!!
Oh my goodness!! Headline news on Yahoo is telling people to ditch their debit card and switch to a credit card!! You can read about it here . Are they all stupid? Don't answer that it is rhetorical. Do not switch to a credit card, ew gross debt! You hear me?!!! Instead close your checking account with Bank Stupid and open up an account with Perkstreet ! Free checking and you can earn 1%, 2% (if your checking account has a starting balance of $5000 or more) or 5% (bonus money changes monthly but still awesome) cash back on all of your purchases. Oh and did I mention no fees!! Hey or you can just go to using plain, old, wonderful cash. When Brent and I first started paying off our debt using the Dave Ramsey plan we used the cash envelope system. There is no chance you will ever go into debt using the cash envelope system and a well thought out written budget. Please I am begging you do not open a credit card account!!! You have options Banks are just tr...